For those who owe cash to the personal debt selection company or debt collector, you have to know whatever they can and can't do so as to acquire monies owed to them. You've an obligation to pay That which you owe, as well as the financial debt collectors have an obligation to Stick https://www.washingtonpost.com/newssearch/?query=애니멀고 to the legislation instead of harass you in your house or at do the job.
The Truthful Debt Selection Tactics Act applies to people who acquire debts owed to creditors for private, loved ones and family debts. These incorporate car loans, mortgages, charge accounts and dollars owed for clinical charges. A personal debt collector is somebody employed to collect dollars you owe.
Inside five times following a personal debt collector initial contacts you, the collector should deliver you a discover that informs you the name on the creditor, exactly how much you owe, and what action to take if you believe you don’t owe The cash.
In the event you owe The cash or Portion of it, Make contact with the creditor to rearrange for payment.
If you believe you don’t owe the money, Make contact with the creditor in creating and ship a duplicate to the gathering company that has a letter telling them never to Get in touch with you. A financial debt collector might not:
Get hold of you at unreasonable situations, by way of example, just before eight a.m. or after 9 p.m., Unless of course you agree;
Contact 애니멀고 you at get the job done if you notify the credit card debt collector your employer disapproves;
Get in touch with you after you write a letter telling them to stopexcept to inform you Should the collector or creditor ideas to consider a selected action;
Make contact with your buddies, kinfolk, employer or othersexcept to determine where you reside and function;
Harass you through threats to harm you, profane language or repeated phone phone calls;
Make any Untrue statement, or claim that you'll be arrested; or
Threaten to possess funds deducted out of your paycheck or to sue youunless the gathering company or creditor intends to do so and it can be legal.
There is a obligation to repay any personal debt that you just owe. Debt collection organizations also have a obligation to deal with their clients with regard and Adhere to the legislation.
Should you be remaining harassed by a debt selection agency, Make contact with the authorities and report them.